Effective Date: 7th May 2025
Website: www.changefluent.com
Company Name: ChangeFluent Ltd (registered in the United Kingdom)

1. Acceptance of Terms
By accessing or using ChangeFluent.com, you agree to be bound by these Terms of Service (“Terms”) and our Privacy Policy. If you do not agree with these Terms, you must not use our website, services, or any associated platforms.

2. Who We Are
ChangeFluent is a UK-based business that provides tools, services, and digital solutions focused on personal development, operational consultancy, and lifestyle innovation. This site offers access to courses, applications, digital downloads, and professional services.

3. Use of the Website
You agree to use this website for lawful purposes only. You may not use ChangeFluent.com:
To distribute malware or spam.
To impersonate others or falsify identity.
To interfere with the website’s functionality or security.
We reserve the right to suspend or terminate access if misuse is detected.

4. Services and Products
ChangeFluent.com provides:
Digital downloads (eBooks, guides, templates).
Paid services (consultancy, coaching, Product management, Websites and Portals).
Online tools and applications.
Subscriptions or one-off purchases via third-party payment platforms.
We reserve the right to update or discontinue any product or service without notice.

5. Payments and Billing
All payments are processed securely using third-party providers such as Stripe. ChangeFluent does not store your payment details.
You agree to:
Provide accurate and current billing information.
Pay all fees associated with your use of the services.
We may offer discounted rates or profit-sharing agreements through formal contracts, which are separate from this agreement.

6. Intellectual Property
All content on ChangeFluent.com, including, but not limited to, text, branding, tools, graphics, and course materials, is the intellectual property of ChangeFluent Ltd or its licensors.
You may not copy, reproduce, or resell any part of this content without written permission.

7. User-Generated Content (if applicable)
If you submit content (e.g. comments, uploads, job ads for review), you:
Grant ChangeFluent a non-exclusive, royalty-free licence to use that content.
Confirm you own or have the rights to the content you submit.
We reserve the right to remove user content that violates these Terms.

8. Third-Party Links and Tools
ChangeFluent.com may include links or integrations with third-party services (e.g., Stripe, Mailchimp, Zapier). We are not responsible for these external services’ content, policies, or functionality.

9. Limitation of Liability
To the fullest extent permitted by UK law:
ChangeFluent shall not be liable for indirect or consequential losses from using this website or services.
All services are provided “as is” without warranties of any kind.
Using any services or recommendations is at your discretion and risk.

10. Termination
We may suspend or terminate your access to our website or services at any time, without notice, for conduct that violates these Terms or harms other users, ChangeFluent, or third parties.

11. Changes to Terms
ChangeFluent reserves the right to update these Terms at any time. Changes will be posted to this page with an updated date. Your continued use of the website after any changes constitutes acceptance of the new Terms.

12. Governing Law
These Terms are governed by and interpreted under the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

13. Contact Us
For questions about these Terms, please contact:
ChangeFluent Ltd
Email: operations@changefluent.com
Registered in the United Kingdom
Company Number: 14483854